Recently Kaiser Health News http://www.kaiserhealthnews.org * noted: “Consumers who missed open enrollment on the state health insurance marketplaces this spring or who are waiting for employer coverage to start don’t have to “go bare.” Short-term policies that last from 30 days up to a year can help bridge the gap and offer some protection from unexpected medical expenses. But these plans provide far from comprehensive coverage, and buyers need to understand their limitations.
In contrast to regular health plans, applicants for short-term coverage may be rejected because they have pre-existing medical conditions.
Even if they’re accepted by the plan, the drugs and medical care necessary to manage their diabetes, for example, generally wouldn’t be covered…
Nor do short-term plans typically cover preventive care or pregnancy and maternity services.” * to read the full KHN article “Short-Term Health Plans Might Offer Some Relief But They Have Significant Gaps “ by Michelle Andrews, highlight and click on open hyperlink http://www.kaiserhealthnews.org/Stories/2014/August/08/Michelle-Andrews-on-short-term-health-plans.aspx?utm_campaign=KHN%3A+First+Edition&utm_source=hs_email&utm_medium=email&utm_content=13735064&_hsenc=p2ANqtz-_LPpdV_lyISNSLpzDH5cQ3IkiIj8xEVeRg5DlPLPgWhNNKwFKND7CsHKijDKmRhHS92OvL_0J7eyJobhAN-DU8DejAJjWS5em8GiO89VNa0HJd5ww&_hsmi=13735064
Doctor, Did You Wash Your Hands? ™ provides information to consumers on understanding, managing and navigating health care options.
Jonathan M. Metsch, Dr.P.H., is Clinical Professor, Preventive Medicine, Icahn School of Medicine at Mount Sinai; and Adjunct Professor, Baruch College ( C.U.N.Y.), Rutgers School of Public Health, and Rutgers School of Public Affairs and Administration
This blog shares general information about understanding and navigating the health care system. For specific medical advice about your own problems, issues and options talk to your personal physician.