Dear Editor:
Assemblywoman Elba Perez-Cinciarelli urges residents who are uninsured drivers to take advantage of New Jersey’s “Last Chance” program and get their autos insured rather than face future penalties.
The deadline for the state program was extended to February 28 after the state found that some agents were refusing to sell low-cost basic policies. “Last Chance” was developed last fall after Governor McGreevey announced plans to crack down on uninsured drivers by having police seize cars if motorists are unable to provide proof of insurance within 24 hours.
Up to now, more than 16,000 people have signed up for the program through local insurance agents since its launch in mid-September. However, this figure might be considered small in light of an estimate that some 600,000 New Jerseyans may be driving without insurance.
“Because cost can be a major obstacle preventing some drivers from getting insurance, the state has taken measures to make low-cost options available,” said Assemblywoman Perez-Cinciarelli. “It’s fortunate Banking and Insurance Commissioner Holly C. Bakke has seen fit to extend the deadline for those who still may be interested in the program.:
State officials say drivers could save between $115 and $1,035 through the program, depending on the type of coverage the buy.
Insurers have been required to offer motorists a low-cost plan since 1998.
“Hopefully, extending the deadline will enable thousands more to become legal before the end of February,” said Assemblywoman Perez-Cinciarelli.
“Last Chance” waives underwriting surcharges for those who have been convicted of driving uninsured or failed to pay their premium, causing their policy to be canceled.
More information about the program can be found by visiting the “Last Chance” program Web page at www.state.nj.us/dobi/lasatchance.shtml or by calling 1-800-446-7467.
Elba Perez-Cinciarelli
Assemblywoman, 31 District
Jersey City