HVIZDAK, ANN Of Montclair (formerly of Bayonne); on Thursday, January 15, 2009; wife of the late John Hvizdak; mother of Jack Cutro and Nancy Mercuro and the late William; grandmother of Diane, Jaclyn, Christopher and Laura; great-grandmother of Jessica and Brennan. Funeral arrangements were by the CAGGIANO MEMORIAL – HOME FOR FUNERALS, Montclair, N.J.